BankLens AI ("BankLens AI", "we", "our", or "us") respects your privacy and is committed to protecting your personal and financial information.
This Privacy Policy explains what information BankLens AI collects, how information is collected and processed, how bank statement data is processed within the application, when information is shared with third-party service providers including OpenAI, how information is stored and deleted, and the choices available to you when using the BankLens AI mobile application and related services.
By using BankLens AI, you acknowledge that you have read and understood this Privacy Policy.
When you create or use a BankLens AI account, we may collect:
Your email address may be used to create and maintain your account, authenticate your account, provide account-related services, and communicate with you when necessary regarding your account or service.
BankLens AI allows you to select bank statement PDF documents within the application for financial analysis.
A bank statement may contain sensitive financial information, including:
This information is processed only to provide the financial analysis features requested by you.
If you contact us for support, account deletion, privacy requests, or other inquiries, we may receive the information you choose to provide, such as your email address and the contents of your communication.
We collect information when you:
BankLens AI processes bank statement files and transaction information locally within the application on your device before the information is transmitted to OpenAI for AI-powered analysis.
BankLens AI does not intentionally collect unnecessary information such as your contacts, precise location, or unrelated personal information.
We use information collected through BankLens AI to:
We do not sell your personal information or financial information.
We do not use your bank statement information for advertising purposes.
BankLens AI uses OpenAI, a third-party artificial intelligence service, to provide AI-powered financial analysis.
When you request AI-powered financial analysis, information extracted from your selected bank statement may be transmitted directly from the BankLens AI application to OpenAI through OpenAI's API.
Depending on the contents of your statement and the analysis requested, information sent to OpenAI may include:
This information is transmitted to OpenAI solely to process your request and generate the financial analysis requested through BankLens AI.
BankLens AI does not send your bank statement information to OpenAI merely because you install or register for the application.
Information is transmitted to OpenAI only when you choose to use an AI-powered feature that requires third-party AI processing.
Before information is transmitted to OpenAI, BankLens AI displays an in-app data-sharing disclosure explaining:
You must tap "Allow" before the information is transmitted to OpenAI.
If you tap "Don't Allow", the information is not transmitted to OpenAI and the AI-powered analysis is not performed.
Information is shared with OpenAI only to provide the AI-powered functionality requested by you, including analyzing transaction information extracted from your bank statement and generating the requested financial analysis.
We do not sell your financial information to OpenAI or other third parties.
We do not use your financial information for advertising.
OpenAI provides the third-party AI API services used by BankLens AI.
OpenAI may process information submitted through its API according to its applicable terms, privacy policies, and API data-use practices. Users should review OpenAI's current policies for additional information about how OpenAI handles API data.
For additional information, please visit:
BankLens AI may use third-party service providers necessary to operate the application and provide requested services.
These providers may include services for:
Third-party service providers are permitted to process information only as necessary to provide services to BankLens AI or as otherwise permitted by applicable law.
We require applicable service providers to maintain appropriate safeguards for personal information and to protect information from unauthorized access, use, disclosure, alteration, or destruction.
BankLens AI stores certain account information required to provide account-related services.
The selected bank statement and information extracted from it are processed within the BankLens AI application on your device.
When you request AI-powered analysis and provide permission, the relevant information is transmitted directly from the application to OpenAI through its API.
AI-generated analysis returned by OpenAI is received by the application and displayed to you on your device.
Account information, such as your email address and information required to maintain your account and subscriptions, may be stored on our servers as necessary to operate the service.
You may request deletion of your BankLens AI account and associated personal information.
BankLens AI does not retain your bank statement PDF or the transaction information transmitted directly to OpenAI on its own servers.
Information stored for your account may be retained for as long as reasonably necessary to provide our services, maintain your account, comply with legal obligations, resolve disputes, enforce agreements, and protect our legitimate business interests.
Some information may remain in secure backups for a limited period before being permanently deleted or overwritten.
Information that we are legally required to retain may be retained for the period required by applicable law.
To request deletion of your BankLens AI account, contact us at:
Please include the email address associated with your BankLens AI account so that we can identify and process your request.
When we receive a valid deletion request, we will take reasonable steps to delete applicable account information, subject to information that we are required or permitted to retain under applicable law.
Depending on applicable law, you may have rights regarding your personal information, including the right to:
To exercise these rights, contact:
We may need to verify your request before completing certain privacy requests.
Before sending information to OpenAI, the BankLens AI application displays a data-sharing permission notice that identifies:
You must select "Allow" before information is transmitted to OpenAI.
If you select "Don't Allow", the information is not transmitted to OpenAI and the AI-powered analysis is not performed.
Your bank statement PDF and extracted transaction information are processed within the application on your device. BankLens AI does not receive or store the bank statement or transaction information transmitted directly to OpenAI for AI analysis on its own servers.
BankLens AI is a financial analysis and organization tool.
The application analyzes information contained in your bank statements to help you understand your financial activity, including:
BankLens AI does not provide banking services.
BankLens AI does not:
Information and analysis generated by BankLens AI should not be considered financial, investment, tax, accounting, or legal advice.
You should independently verify important financial information and consult a qualified professional where appropriate.
We take reasonable technical and organizational measures designed to protect your information against unauthorized access, disclosure, alteration, loss, or destruction.
Because bank statements may contain sensitive financial information, we take reasonable precautions when processing such information within the application and when transmitting information to OpenAI after your permission.
However, no electronic transmission, internet service, or storage system can be guaranteed to be completely secure.
You are responsible for maintaining the security of your account credentials and for notifying us if you believe your account has been accessed without authorization.
BankLens AI may offer paid subscriptions or other paid services.
Payments for subscriptions purchased through the Apple App Store are processed by Apple in accordance with Apple's applicable terms and policies.
BankLens AI does not receive or store your full Apple payment-card information.
Subscription management, cancellation, and applicable refunds for purchases made through Apple may be subject to Apple's terms and policies.
BankLens AI is not intended for children under the age of 13.
We do not knowingly collect personal information from children under 13.
If we become aware that we have collected personal information from a child under 13, we will take reasonable steps to delete that information.
If you believe that a child has provided personal information to BankLens AI, please contact us at:
OpenAI and other third-party service providers used by BankLens AI may process information on servers located in countries other than the country in which you live.
When you choose to use AI-powered analysis and grant permission, information necessary to provide the requested analysis may be transmitted to OpenAI and processed in locations where OpenAI operates or provides its services.
Account information and other service-related information may also be processed in locations where our service providers operate, subject to applicable privacy and data protection requirements.
BankLens AI may use or provide links to third-party services.
Third-party services operate under their own terms and privacy policies.
We encourage you to review the privacy policies of third-party services before using them.
In particular, information about OpenAI's handling of API data can be found in OpenAI's applicable privacy and data-processing documentation.
We do not sell, rent, or trade your personal information or financial information.
We do not sell bank statements or information extracted from them.
We do not use bank statement information for targeted advertising.
Information may be disclosed to service providers when necessary to provide functionality requested by you, including authentication, payment processing, application infrastructure, and AI processing.
We may also disclose information when required by applicable law, legal process, court order, or valid governmental request.
You may request deletion of your BankLens AI account at any time.
To request account deletion, contact:
Please include the email address associated with your BankLens AI account so that we can identify and process your request.
We will take reasonable steps to process valid deletion requests in accordance with this Privacy Policy and applicable law.
We may update this Privacy Policy from time to time.
When we make changes, we will update the "Last Updated" date at the top of this Privacy Policy.
Where appropriate, we may also provide notice through the BankLens AI application or other reasonable communication channels.
Your continued use of BankLens AI after an updated Privacy Policy becomes effective means that you acknowledge the updated Privacy Policy.
BankLens AI
Email: trainerabubaker@gmail.com
For privacy questions, account deletion requests, data access requests, or other privacy-related concerns, please contact us using the email address above.